Money-Smart: Credit

So, I’ve been really working hard at getting money-smart. 2010 is my Financial Power year, meaning I will gain power over my money. My biggest “obsession” lately has been budgeting. Being the sole bread winner in a house of children and animals can be heavy on the wallet. But with lots of self control and determination, we single moms can survive financially! Many of us find it far easier to just look the other way when we’re spending money.  At the end of the pay period, we’re desperate for the next check. But we don’t have to cringe each...

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Too Many Toys!

Every parent experiences the land of toys in their home. Over time, these little critters crawl through our front doors in forms of gifts, donations, garage sales, or hand-me-downs. And they never leave! So many of us moms think, "Aww, but Aunt Jenny sent that for Sam's first birthday. I can't throw it away." Well, we don't have to! Moms, don't throw toys away. There are plenty of ways to reduce the mountain of childhood clutter and noise-makers. If you really feel like your child will never play with certain things again (infant key rings and...

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